If you're running a business in the outdoors, will your insurance company understand what normal work conditions mean to your business? Daily temperature fluctuations, rain, snow, heat, cold, dealing with animals and more are all in a day's work. If you have an employee injury or workers compensation claim, will your insurance company be able to understand the difference between a normal issue and an unusual issue? Purchasing insurance designed for hunters and fishers ensures that someone will always be in your corner.
There's nothing quite like the thrill of the outdoors. Whether it's the feel of fresh air on your face, the beautiful view of the sunset in the morning, the sight of fall's colors as leaves turn from green to brown or the peace of quiet when you're away from it all, those who encounter nature frequently know what joy it brings.
But sometimes things go wrong while spending time outdoors. Mother Nature is a sanctuary but sometimes she provides challenges that turn from difficult to painful, or even deadly.
If you're a hunting or fishing guide, do you have an insurance program that addresses the unique needs of spending time in the outdoors? Take a look at the unique needs your insurance program should address as a sportsperson.
Have you ever allowed another person to hunt or fish on your property? If so, you could be liable if something goes wrong while that person is hunting or fishing. No one likes to think that a tragedy could take place during hunting or fishing, but it is a possibility. If someone was hurt, or even injured to the point of death, their loved ones could easily become overwhelmed to the point of filing a lawsuit to hold you accountable. Purchasing insurance is a way to protect you from this possibility while not overreacting.
When you love the outdoors, you want to pass that tradition others, young and old. Mentoring an inexperienced person, whether it's an adult or a child, can sometimes lead to an accident. If you're in the outdoors, what would happen if an accident occurred in a boat or a tree stand? Will your current insurance policy leave you high and dry? Insurance programs for hunters and fishers will have you covered.
Miller Hartwig specializes in business insurance programs for hunting and fishing guides and can tailor the right program for your guide service.
Schedule a free consultation with one of our insurance professionals to get a proposal for the right insurance program for your sporting goods store.